CHINA EXIM BANK BUSINESS INTRODUCTION.docx
- 文档编号:3525689
- 上传时间:2022-11-23
- 格式:DOCX
- 页数:21
- 大小:475.92KB
CHINA EXIM BANK BUSINESS INTRODUCTION.docx
《CHINA EXIM BANK BUSINESS INTRODUCTION.docx》由会员分享,可在线阅读,更多相关《CHINA EXIM BANK BUSINESS INTRODUCTION.docx(21页珍藏版)》请在冰豆网上搜索。
CHINAEXIMBANKBUSINESSINTRODUCTION
ExportSeller’sCredit
TheExportSeller’sCreditreferstoloansprovidedtoanexportertofinanceits
exportofmanufacturedorpurchasedmechanicalandelectronicproducts,
completesetsofequipment,andhigh—andnew—techproductsaswellas
theprovisionoflaborservices.
CreditNature
ExportSeller’sCreditprovidedbyChinaEximbankisnotprofit—orientedand
bearsthefollowingofficialfeatures:
1.ThecapitaloftheBankcomesfromfiscalallocationoftheChinesegovernment;
2.Thecreditisprovidedforthepurposeoflendingstronggovernmentsupportinlinewithrelevantnationalindustrial,foreigntrade,financialandfiscalpalicies.
CreditFeatures
ExportSeIler'sCreditprovidedbyChinaEximbankis:
1.aloanprovidedtotheexporter;
2.aloanwithlargeamount,longmaturityandpreferentialinterestrate;
3.a1oananofficialnaturedemonstratingthestatewill.
CreditPurpose
1TosupporttheexportofChineseproductsandimprovetheirComDetitivenessintheinternationalmarket;
2Tohelpearnforeignexchangecurrencyandkeepforeignexchangebalance;
3Tocreatedomesticemploymentopportunitiesandcontributetothedevelopmentofthenationaleconomy·
CreditTypes
1.ExportSellersCreditforEquipment
ExportSeIIer'sCreditforEquipmentreferstotheloans,denominatedeitherInRenminbiorforeigncurrencies,providedbytheBanktoChinesecompaniestosupporttheirexportprojectofcompletesetsofequipment(includingaccessories),singleunitsandrelatedtechnicalservices.
ForthoseprojectsundertakeninChinathatarefinancedbytheloansfromtheWorldBank,AsianDevelopmentBankandotherinternationalfinancialinstitutionsorforeigngovernments,ifthereareChinesecontractorswinningtheinternationaltenderingofequipmentsupplyundertheprojects,theBankcanalsobeapproachedforthiscredit.
ForthoseprojectsinwhichChinesecompaniesbuildoceanengineeringstructuresfordomesticcompaniesengagedinoffshorenaturalgasexploitation,orChineseoffshorenaturalgasexploitationcompaniestradebetweenthemequipment—typeoceanengineeringstructures,theBankcanbeapproachedforthiscredit.
ProspectiveBorrowers
ProspectiveborrowersincludeChinesecompaniesthatareregisteredwithChineseAdministrationofindustryandCommerceoritslocaloffices,andaccreditedwithindependentlegalpersonstatus.
ApplicationRequirements
1)Theborrowershallbeanequipmentmanufactureroranexportagentthatdemonstratesappropriateproductioncapacity,reliablecontractperformancecapabiIity,soundmanagementandfinancialstatus,favorablecreditstanding,anddebtservicingcapability;
2)TheexportcontractvalueshallbenolessthanUSD1millionexceptfortheexportofequipment—relatedtechnicalservices;ortheyearlyaccumulatedexportvolumeoftheborrowerexceedsUSD5million.
3)TheequipmentexportprojectshallconformtorelevantregulationssetintheAdministrativeMeasuresRegardingCoordinatingtheExportofsingleUnisofHeavyMachiheryandCompleteSetsofEquipment.(MOFTECOrderofMinistryNo.33,2001);
4)Inthecaseofdeferredpaymenti,apaymentguaranteeacceptabletotheBankshallbeprovidedfortheamountoverdue;
5)Theimportershallhavestrongfinancialstatusandreliablecreditstanding;
6)Inthecasewhererepaymentisassessedasofhighrisk,exportcreditinsuranceshallbearrangedinaccordancewiththerequirementoftheBank;
7)ArepaymentguaranteeacceptabletotheBankshallbeprovided;
8)OtherrequirementsthattheBankdeemsnecessary
ApplicationDocuments
1)LoanApplication;
2)Theequipmentexportcontractapprovaldocumentsfromcompetentgovernmentauthorities,anddocumentsrequiredbytheAdministrativeMeasuresRegardingCoordinatingtheExportofSingleUnitsofHeavyMachineryandCompleteSetsofEquipmenl;
3)Exchangememosforagedrepaymentcollected.apaymentguaranteeforagingpaymentsreceivable,andasecurityforpaymentoftheamountoverdue;
4)Cashflowstatementoftheexportprojecttogetherwithananalysisofeconomicreturns;
5)ALetterofIntentforcoveringexportcreditinsurance(ifsuchaninsuranceisrequired);
6)Profilestatementsofboththeborrowerandtheguarantorduplicatecopyofbusinesslicenseoftheborrowerthathaspassedtheannualexamination,auditedfinancialreportsofthepastthreeyearsandtheauditedfinancialstatementforthecurrentyear,andotherdocumentsthatdemonstratethecreditstandingsandoperationsofboththeborrowerandtheguarantor;
7)Inthecaseofcalculatingfundneedbycreditlinestatementsandreportscoveringtheexportofequipmentsinthepastthreeyearsbytheborrower,exportplansforthecurrentyearandsignedexportcontractsshallbeprovided
8)ALetterofIntentforrepaymentguaranteeorinthecaseofmortgageorpledge,validcertificatesofownershipofthepropertyundermortgageorpledgeandevaluationreportsthereof;and
9)OtherdocumentsrequiredbytheBank
2.ExportSeller'sCreditforHigh—andNew—techProducts
(IncludingSoftwareProducts)
ExportSeller'sCreditforHigh—andNew—techProducts(includingsoftwareproducts)referstoloans,denominatedeitherinRenminbiorforeigncurrencies,providedtoChinesecompaniesforfinancingtheirexportofhigh—andnew—techproductsexcludingshipsandequipment.
ProspectiveBorrowers
ProspectiveborrowersincludeChinesecompaniesthatareregisteredwithChineseAdministrationofIndustryandCommerceoritslocaloffices,accreditedwithdependentlegalpersonstatus,andauthorizedtoexporthigh-andnew-techproducts.
ApplicationRequirements
1)Theborrowershalldemonstratefinemanagementandoperation,soundfinancialstatusandfavorablecreditstanding,andshallbecapableofrepayingtheprincipalandinterestincurred;
2)TheexportproductsshallbeeitherentriesontheExportListofHigh-andNew-TechProductsandtheListofHigh-andNew-LechProductspromulgatedbyChinesegovernmentorproductsconfirmedashigh-andnew-techbycompetentgovernmentauthorities;
3)Theborrower'syearlyexportvolumeofthehigh-andnew-techproductsshallreachUSD3million,orUSD1millioninthecaseofsoftwareproducts;
4)Inthecaseofasoftwareexporter,theborrowershalldemonstratepowerfulresearchandproductdevelopmentcapacity,havingobtainedeitherCMMLevel*oraboveCertificateorGB/T19000-1SO9000qualityassurancecertificate;
5)ArepaymentguaranteeacceptabletotheBankshallbeprovided;
6)OtherrequirementsthattheBankdeemsnecessary.
ApplicationDocuments
1)LoanApplication;
2)Exportlicenseoftheborrower,profilestatementsofboththeborrowerandtheguarantor,aduplicatecopyofthebusinesslicenseoftheborrowerthathaspassedtheannualexamination,auditedfinancialreportsofthepastthreeyearsandtheauditedfinancialstatementsforthecurrentyear,andotherdocumentsthatdemonstratethecreditstandingsandtheoperationsofboththeborrowerandtheguarantor;
3)Statementsandreportscoveringtheborrower'sexportofhigh-and
new-techproductsinthepastthreeyears,exportplansforthecurrentyear,togetherwithexportcontractsalreadysigned;
4)ALetterofIntentforrepaymentguarantee,orinthecaseofmortgageorpledge,validcertificatesofownershipofthepropertyundermortgageorpledgeandevaluationreportsthereof;
5)OtherdocumentsrequiredbytheBank.
3.ExportSelledsCreditforGeneralMechanicalandElectronic
Products
ExportSeller'sCreditforGeneralMechanicalandElectronicProductsreferstoloans,denominatedeitherinRenminbiorforeigncurrencies,providedtoChinesecompaniesforfinancingtheirexportofthemechanicalandelectronicproductsexcludingships,equipmentandhigh-andnew-techproducts.
ProspectiveBorrowers
ProspectiveborrowersincludetheChinesecompaniesthatareregisteredwithChineseAdministrationofIndustryandCommerceoritslocaloffices,accreditedwithindependentlegalpersonstatus,andauthorizedtoexportgeneralmechanicalandelectronicproducts.
ApplicationRequirements
1)Theborrowershalldemonstratefinemanagementandoperations,soundfinancialstatusandfavorablecreditstanding,andshallbecapableofrepayingtheprincipalandinterestincurred;
2)TheexportproductsshallbeincludedintheListofMechanicalandElectronicProductspromulgatedbytheChinesegovernment,orshallbeconfirmedassuchbycompetentgovernmentauthorities;
3)Theborrower'syearlyexportvolumeofgeneralmechanicalandelectronicproductsshallreachUSD5millionandabove,orUSD3millioninthecaseofprivatecompaniesorthosecompaniesbasedinthecentralandwesternregionsofChina;
4)RepaymentguaranteeacceptabletotheBankshallbeprovided;
5)OtherrequirementsthattheBankdeemsnecessary.
ApplicationDocuments
1)LoanApplication;
2)Exportlicenseoftheborrower,profilestatementsofboththeborrowerandtheguarantor,duplicatecopyofthebusinesslicenseoftheborrowerthathaspassedtheannualexamination,auditedfinancialreportsofthepastmoreyearsanorecentauditedfinanciastatementsofthecurrentyear,andotherdocumentsthatdemonstratethecreditstandingsandtheoperationsofboththeborrowerantheguarantor:
3)Statementsandreportscoveringtheborrower'sexportofgeneralmechanicaandelectronicproductsinthepastthreeyears,exportpartsforthecurrentyear.andexportcontractsalreadysigned:
4)ALetterofntentforreoaymentguarantee,orinthecaseofmortgageorpledge,validcertificatesofownershpofthepropertyundermortgageorpledgeandevaluationreportsthereof:
and
5)OtherdocumentsrequiredbytheBank.
4.LoantoOversea
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- CHINA EXIM BANK BUSINESS INTRODUCTION