建设银行笔试题及经验.docx
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建设银行笔试题及经验.docx
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建设银行笔试题及经验
考完了,不论成果如何,但愿能给后来师弟师妹们留下某些有用资料,也以此答谢应届生论坛、以及坛子里XDJM们。
建行总行笔试共155道题,70道专业题,15道英语,70综合测试(类似于公务员行测),考试时间180分钟,时间基本上是充分。
从难度上看,综合测试比公务员要简朴不少,特别是数学、资料分析。
英语大概与六级难度相称,也不算难。
能拉开距离应当是专业测试,由于建行专业考试范畴很广,涉及到了金融、经济、管理、市场营销、财务会计、计量经济学等各个学科,要想全面覆盖这些知识面,需要平时积累。
非技术类题分值分布是:
专业某些:
单选40道,0.5分一题;多选30道,1分一题
英语某些:
15题,1分一题
行测加时事某些:
70题,0.5分一题
专业题涉及下面内容:
1、法定准备金率
2、财政货币政策
3、欧式期权
4、巴塞尔合同三大支柱
5、参数预计和残差
6、公司文化
7、金融市场要素
8、即期和远期
9、商品需求弹性
10、财务报表
11、盈余公积
12、会计利润
13、商业票据贴现
14、公允价值和账面价值
15、市场细分
16、金字塔管理构造中,上级与中级领导比:
管理难度与幅度问题
17、非货币性商品互换中关于具备商业实质和没有商业实质问题
18、积极财政政策与扩张货币政策使用范畴
19、国家偿债率
20、财务杠杆问题
21、关于物权法中留置权
22、市场占有率:
某公司市场占有率是30%,其她最大三个竞争对手市场占有率分别为20%,12%,8%。
问该公司相对市场占有率
23、有限责任公司股东转让股份条件
24、信用卡信用额度确认
25、银行整存整取问题
26、货币市场工具
27、公司战略:
当公司处在成长期应当:
扩大市场占有率?
28、哪个属于会计政策变跟:
房地产由成本法改为公允价值?
不记得了
29、关于内部欺诈问题
30、新巴赛尔合同中关于逾期贷款风险权重
31、商业银行法中关于客户贷款问题
32、公司申请贷款不需审核什么。
。
。
。
。
。
33、关于欧式看涨期权说法对的是:
利率上涨及期权时间等对期权价格影响
34、回购债券价格决定因素
35、记录拟合优度公式
36、会计暂时性差别
37、国际结算中关于福费庭问题
38、发现同事们内部欺诈,你怎么做
39、税法中关于定额税
40、经济法中关于格式条款和非格式条款
41、什么是违背了金融管理行为
42、会计里暂时性差别
43、会计政策变更及会计报表调节
44、项目贷款
英语有三篇阅读理解:
1、第一篇是反战
2、第二篇是关于美元贬值
3、第三篇是关于网络出版
据说是考研和六级题,在网上一查,果然是。
因此能给人们奉上完整题目!
美元贬值那一篇语言十分冷幽默,挺故意思。
Text2
Imaginewakingupandfindingthevalueofyourassetshasbeenhalved.No,you’renotaninvestorinoneofthosehedgefundsthatfailedcompletely.Withthedollarslumpingtoa26-yearlowagainstthepound,already-expensiveLondonhasbecomequiteunaffordable.AcoffeeatStarbucks,justasunavoidableinEnglandasitisintheUnitedStates,runsabout$8.
Theonceall-powerfuldollarisn’tdoingaTitanicagainstjustthepound.Itissittingatarecordlowagainsttheeuroandata30-yearlowagainsttheCanadiandollar.EventheArgentinepesoandBrazilianrealarethrivingagainstthedollar.
Theweakdollarisasourceofhumiliation,foranation’sself-esteemrestsinpartonthestrengthofitscurrency.It’salsoapotentialeconomicproblem,sinceadecliningdollarmakesimportedfoodmoreexpensiveandexertsupwardpressureoninterestrates.AndyettherearesubstantialsectorsofthevastU.S.economy-fromgiantcompanieslikeCoca-Colatomom-and-poprestaurantoperatorsinMiami-forwhichtheweakdollarismostexcellentnews.
ManyEuropeansmayviewtheU.S.asanarrogantsuperpowerthathasbecomehostiletoforeigners.ButnothingmakespeoplethinkmorewarmlyoftheU.S.thanaweakdollar.ThroughApril,thetotalnumberofvisitorsfromabroadwasup6.8percentfromlastyear.Shouldthetrendcontinue,thenumberoftouriststhisyearwillfinallytopthepeak?
ManyEuropeansnowapparentlyviewtheU.S.thewaymanyAmericansviewMexico-asacheapplacetovacation,shopandparty,allwhileignoringthefactthatthepoorerlocalscan’taffordtojointhemerrymaking.
Themoneytouristsspendhelpsdecreaseourchronictradedeficit.Sodoexports,whichthanksinparttotheweakdollar,soared11percentbetweenMayandMay.Forfirstfivemonthsof,thetradedeficitactuallyfell7percentfrom.
IfyouownsharesinlargeAmericancorporations,you’reawinnerintheweak-dollargamble.LastweekCoca-Cola’sstickbubbledtoafive-yearhighafteritreportedafantasticquarter.Foreignsalesaccountedfor65percentofCoke’sbeveragebusiness.OtherAmericancompaniesprofitingfromthistrendincludeMcDonald’sandIBM.
Americantourists,however,shouldn’texpectanyreliefsoon.Thedollarloststrengththewaymanymarriagesbreakup-slowly,andthenallatonce.Andcurrenciesdon’tturnonadime.Soifyouwanttoavoidthepaininflictedbytheincreasinglypatheticdollar,cancelthatsummervacationtoEnglandandlooktoNewEngland.There,thedollarisstilltreatedwithalittlerespect.
52.WhydoAmericansfeelhumiliated?
A)TheireconomyisplungingB)Theycan’taffordtripstoEurope
C)TheircurrencyhasslumpedD)Theyhavelosthalfoftheirassets.
53.HowdoesthecurrentdollaraffectthelifeofordinaryAmericans?
TheyhavetocanceltheirvacationsinNewEngland.
Theyfinditunaffordabletodineinmom-and-poprestaurants.
Theyhavetospendmoremoneywhenbuyingimportedgoods.
Theymightlosetheirjobsduetopotentialeconomicproblems.
54HowdomanyEuropeansfeelabouttheU.Swiththedevalueddollar?
Theyfeelcontemptuousofit
Theyaresympatheticwithit.
Theyregarditasasuperpoweronthedecline.
Theythinkofitasagoodtouristdestination.
55whatistheauthor’sadvicetoAmericans?
Theytreatthedollarwithalittlerespect
Theytrytowinintheweak-dollargamble
Theyvacationathomeratherthanabroad
Theytreasuretheirmarriagesallthemore.
56Whatdoestheauthorimplybysaying“currenciesdon’tturnonadime”(Line2,Para7)?
Thedollar’svaluewillnotincreaseintheshortterm.
Thevalueofadollarwillnotbereducedtoadime
Thedollar’svaluewilldrop,butwithinasmallmargin.
FewAmericanswillchangedollarsintoothercurrencies.
Theanswersasfollow:
52,B,Theircurrencyhasslumped.
53,C,Theyhavetospendmoremoneywhenbuyingimportedgoods.
54,D,Theythinkofitasagoodtouristdestination.
55,C,Theyvacationathomeratherthanabroad.
56,A,Thedollar'svaluewillnotincreaseintheshortterm.
Text3
Itusedtobesostraightforward.Ateamofresearchersworkingtogetherinthelaboratorywouldsubmittheresultsoftheirresearchtoajournal.Ajournaleditorwouldthenremovetheauthors’namesandaffiliationsfromthepaperandsendittotheirpeersforreview.Dependingonthecommentsreceived,theeditorwouldacceptthepaperforpublicationordeclineit.Copyrightrestedwiththejournalpublisher,andresearchersseekingknowledgeoftheresultswouldhavetosubscribetothejournal.
Nolonger.TheInternet–andpressurefromfundingagencies,whoarequestioningwhycommercialpublishersaremakingmoneyfromgovernment-fundedresearchbyrestrictingaccesstoit–ismakingaccesstoscientificresultsareality.TheOrganizationforEconomicCo-operationandDevelopment(OECD)wasjustissuedareportdescribingthefar-reachingconsequencesofthis.Thereport,byJohnHoughtonofVictoriaUniversityinAustraliaandGrahamVickeryoftheOECD,makesheavyreadingforpublisherswhohave,sofar,madehandsomeprofits.Butitgoesfurtherthanthat.Itsignalsachangeinwhathas,untilnow,beenakeyelementofscientificendeavor.
Thevalueofknowledgeandthereturnonthepublicinvestmentinresearchdepends,inpart,uponwidedistributionandreadyaccess.Itisbigbusiness.InAmerica,thecorescientificpublishingmarketisestimatedatbetween$7billionand$11billion.TheInternationalAssociationofScientific,TechnicalandMedicalPublisherssaysthattherearemorethan2,000publishersworldwidespecializinginthesesubjects.Theypublishmorethan1.2millionarticleseachyearinsome16,000journals.
Thisisnowchanging.AccordingtotheOECDreport,some75%ofscholarlyjournalsarenowonline.Entirelynewbusinessmodelsareemerging;threemainoneswereidentifiedbythereport’sauthors.Thisistheso-calledbigdeal,whereinstitutionalsubscriberspayforaccesstoacollectionofonlinejournaltitlesthroughsite-licensingagreements.Thereisopen-accesspublishing,typicallysupportedbyaskingtheauthor(orhisemployer)topayforthepapertobepublished.Finally,thereareopen-accessarchives,whereorganizationssuchasuniversitiesorinternationallaboratoriessupportinstitutionalrepositories.Othermodelsexistthatarehybridsofthesethree,suchasdelayedopen-access,wherejournalsallowonlysubscriberstoreadapaperforthefirstsixmonths,beforemakingitfreelyavailabletoeveryonewhowishestoseeit.Allthiscouldchangethetraditionalformofthepeer-reviewprocess,atleastforthepublicationofpapers.
6.Inthefirstparagraph,theauthordiscusses
[A]thebackgroundinformationofjournalediting.
[B]thepublicationroutineoflaboratoryreports.
[C]therelationsofauthorswithjournalpublishers.
[D]thetraditionalprocessofjournalpublication.
7.WhichofthefollowingistrueoftheOECDreport?
[A]Itcriticizesgovernment-fundedresearch.
[B]Itintroducesaneffectivemeansofpublication.
[C]Itupsetsprofit-makingjournalpublishers.
[D]Itbenefitsscientificresearchconsiderably.
8.Accordingtothetext,onlinepublicationissignificantinthat
[A]itprovidesaneasieraccesstoscientificresults.
[B]itbringshugeprofitstoscientificresearchers.
[C]itemphasizesthecrucialroleofscientificknowledge.
[D]itfacilitatespublicinvestmentinscientificresearch.
9.Withtheopen-accesspublishingmodel,theauthorofapaperisrequiredto
[A]coverthecostofitspublication.
[B]subscribetothejournalpublishingit.
[C]allowotheronlinejournalstouseitfreely.
[D]completethepeer-reviewbeforesubmission.
10.Whichofthefollowingbestsummarizesthemainideaofthepassage?
[A]TheInternetisposingathreattopublishers.
[B]Anewmodeofpublicationisemerging.
[C]Authorswelcomethenewchannelforpublication.
[D]Publicationisrenderedeasierbyonlineservice.
参照答案:
DCAAB
26.Inthefirstparagraph,theauthordiscusses
[A]thebackgroundinformationofjournalediting.
thepublicationroutineoflaboratoryreports.
[C]therelationsofauthorswithjournalpublishers.
[D]thetraditionalprocessofjournalpublication.
[对的答案]D
[答案解析]概括段落大意。
本文谈是通过互联网刊登研究成果一种新方式,指出了三大业务模式。
第一段先谈老式杂志出版(论文刊登)流程,以此引出话题,因此对的答案是D。
A选项journalediting沾点边,但不吻合。
做此类题及主题题型可以使用逆向法,即思路是:
如果真要写journalediting,那应当从如何编辑,如何取舍及某些编辑细节入手,而本段明显不是。
B离题更远,实验报告,从何谈起呀?
C作者与杂志社关系,这个流程是涉及到,但要谈不是这个。
总之,此题从本段内容,本段在全篇作用,以及本文要谈主题角度,可以拟定对的答案。
[信心指数]99.9%
27.WhichofthefollowingistrueoftheO
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