LOAN CONTRACTWord格式文档下载.docx
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LOAN CONTRACTWord格式文档下载.docx
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_____________________________ LENDER:
_____________________________ Address:
_____________________________ InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina,afterreviewingthestatusandtherequestoftheBorrower,theLenderagreestogranttheBorroweralineofcrediton.TheBorrower,LenderandGuarantor,throughfriendlynegotiation,haveexecutedthisContractasfollows:
ARTICLE1CURRENCY,AMOUNTANDTERMOFTHELOAN:
1.TheCurrencyunderthisloanisReiminbi. 2.TheLineoftheloanisyuan. 3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.ARTICLE2THEPURPOSEOFTHELOAN:
1.Thepurposeofthisloanisusedforworkingcapitalturnover. 2.WithoutwrittenapprovaloftheLender,theBorrowercouldnotusetheloanoutofthescopeofthepurpose. ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST:
1.Interestrate:
Theinterestrateshallbe______Duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract. Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest. 2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days. 3.Thepaymentofinterests:
TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe,and.Ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest,theLendershallhaverightstocollectapenaltybeing________oftheoutstandingamountperdayfortheBorrowersbreachofcontract. ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS 1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension,theLendershallcollectanoverduepenaltyfor_________oftheoverdueamountperday. 2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,theLendershallhaverighttochargeainterestsforthemisusingpartatarateof____________perday. ARTICLE5ACCOUNT TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees. ARTICLE6DRAW-DOWN 1.Theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit. 2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down. 3.TheBorrowershallnotdrawtheloanlessthan1million. ARTICLE7CONDITIONSFORDRAW-DOWN Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:
1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender;
2.Thiscontractandtheappendiceshavebeeneffective;
3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender;
4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;
5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;
6.TheGuarantyunderthiscontracthasbeeneffective;
7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract;
8.Theotherrequirementforthedraw-downhavebeensatisfied. ARTICLE8REPAYMENTPLANANDPREPAYMENT 1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate______priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition. 2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal. 3.IntheeventtheBorrowerfailstorepaytheloan,theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches;
4.Theinstallmentofrepaymentshallnotlessthan1million. ARTICLE9DEBTCERTIFICATE TheLendershallkeeprecordintheLendersaccountfortheprincipal,interestsandfeesandotherfeesoftheBorrowerunderthiscontract;
Theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender. ARTICLE10GUARANTY 1.(the&
#39;
Guarantor&
)shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities. 2.Duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract. ARTICLE11REPRESENTATIONSANDWARRANTIES I.TheBorrowersrepresentsandwarrantsasfollows:
1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation. 2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness. 3.Thealldocuments,materials,reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective 4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan:
(1)TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers;
(2)Pendingactionsandarbitration;
(3)TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances;
(4)Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts;
(5)TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors. II.TheBorrowerherebywarrantsasfollows:
1.Usingthecapitaloftheloanasusagesetforthinthiscontract,theBorrowerwillnotusetheloanasEquityinvestment;
TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity,future,realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan. 2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;
3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter;
Providingtheauditedfinancialreportatthefirstquartofeachyear;
Providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials;
4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders;
5.AcceptingthesupervisionoftheLender,providesassistanceandcooperationfortheLenderssupervisions;
6.Willnotreducetheregistrationcapital;
PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner(includingbutnotlimitedtojointventure,cooperation,jointlycooperation;
dissolution,closedown,liquidation,transformation;
merger;
changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,Knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingofoperationrightorownrightbycontracting,jointoperation,trusteeship) 7.TheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortgageitsassets.TheBorrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts. 8.TheBorrowerwillnotpaytheothersimilarloanspriortotheLender;
9.TheBorrowerwarrantstoinformtheLenderimmediatelywhenthefollowingeventsoccurred:
(1)TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanks,non-bankfinancialorganization;
(2)TheBorrowerchangesshareholdersorrevisethearticleofassociation;
(3)TheBorrowersufferdifficultiesandbadresultinfinancialandoperation;
(4)TheBorrowerinvolvesinmaterialactionsorarbitration;
10.TheBorrowershallkeepsufficientbalanceforrepaymentprior________totheduedate. 11.TheBorrowershallkeepitsbanktransactionsregardingincomecollection,
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