CEB题库 Verbal.docx
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CEB题库 Verbal.docx
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CEB题库Verbal
AnswerQuestion1–3basedonthefollowingtext:
Humanmortality,whilstconsistingofunpredictableindividualevents,hasastatisticalregularitywhenaveragedacrossalargegroup.Thismakespossibleawholehostofproducts,ofwhichtheannuityisone.Thepriceofanannuitypayingafixedregularincomeforlifeisbaseduponthestatisticallifeexpectancyofthepurchaseratthetimetheannuityistobegin.Thecompanysellingtheannuitywillbenefitfromallthosecustomersthatdieearlierthanpredicted,whilecustomersareattractedbytheprospectofguaranteedincomeforaslongastheylive.Annuitieshavethedisadvantagethatthecapitalinvestedisunrecoverable(i.e.uponthedeathofannuitantnothingisleftfortheheirs),butthatfactalsoenablesannuitiestoguaranteehigherpaymentsthancouldbeobtainedifthesamesumofmoneywereinvestedatinterest.
1.Theheirsofapersonwhobuyanannuitytendtobeagainstthepurchase.
A.True
B.False
C.Can’tAnswer
Answer:
C
2.Essentially,thepurchaserofanannuityisgamblingthattheywilllivelongenoughtoreceiveagoodreturnontheirinvestment.
A.True
B.False
C.Can’tAnswer
Answer:
C
3.Annuityreturnsaregenerallysimilartoreturnsfrominvestingthemoneyinaninterestbearingaccounts.
A.True
B.False
C.Can’tAnswer
Answer:
B
AnswerQuestion4–6basedonthefollowingtext:
Incasuallanguage,thetermstheoryandmodelareoftenusedinterchangeably.Fromatechnicalpointofviewthereisanimportantdifference.Theoriesprovideageneralframework,butbecauseofthegeneralityofthespecification,atheorycannotbeshowntobeusefuloruselessuntilitisfullyspecifiedintheformofamodel.Amodel,ontheotherhand,needsbydefinitiontobeformulatedwithintheconcepts,alongwithasetofassumptionsaboutheconceptsandtheirrelationships.Theappropriatenessofamodelmustthenbeevaluatedwithrespecttoaparticularsetoftestdata.Theevaluationmaybedonebyconductingasuitablydesignedsetofempiricalinvestigations,byrationalinspectionofthemodelassumptionsinrelationtothetestdata,orideallyboth.
4.Itismoremeaningfultolookatthepracticalutilityofamodelthanitsabsoluteveracity.
A.True
B.False
C.Can’tAnswer
Answer:
A
5.Mostpeoplefailtounderstandthedifferencebetweenatheoryandamodel.
A.True
B.False
C.Can’tAnswer
Answer:
C
6.Amodelcanexistintheabsenceofatheory.
A.True
B.False
C.Can’tAnswer
Answer:
B
AnswerQuestion7–9basedonthefollowingtext:
Communicationtechnologiesarefarfromequivalent.Arecentstudycomparinghonestyacrossarangeofdifferentmediarevealedthatpeopleweretwiceaslikelytotelllieswhenusingthephonethanwhencommunicatingviae-mail.Ithadpreviouslybeenassumedthatpeoplewouldbemoreinclinedtofabricatethetruthwhenusinge-mail,duetotheremotenessoftheinteractionmakingpeoplemorecomfortableaboutdeceivingothers.Onthecontrary,itseemsthatanxietyovertheaccountabilityaffordedbytherecordingofe-mailexchangesinducesgreatertruthfulness.However,theresearchalsonotedthatpeoplearemuchmorelikelytoberudeorinsultingovere-mail,outweighinganybenefitsofincreasedhonesty!
7.Animplicationofthestudyisthatiftelephoneconversationsarerecordedandpeopleareawareofthisfact,theyarelikelytobemoretruthfuloverthephone.
A.True
B.False
C.Can’tAnswer
Answer:
A
8.Peopleareunconcernedabouttherepercussionofe-mailuntruths.
A.True
B.False
C.Can’tAnswer
Answer:
B
9.Ithadbeenassumedthatpeoplewouldcommunicatemorehonestlywhenusinge-mailthanwhenusingthetelephone.
A.True
B.False
C.Can’tAnswer
Answer:
B
AnswerQuestion10–12basedonthefollowingtext:
Thereisoftenconsiderablescientificdisagreementbothaboutavailablereservesofnaturalresourcesandabouttheextentofenvironmentaldamagecausedbyparticularpollutants.Evenwherethescientificevidenceisincontrovertible.Theremaybepoliticalconflict,basedondifferentvestedinterests,overthedegreetowhichparticularenvironmentalcontrolsshouldbeaccepted.Governmentsmay,forexample,refrainfromintroducingeffectivecontroliftheyfearthesewilladverselyaffectcompanyprofitabilityorjobs,evenwheretheenvironmentalcostofnotintroducingcontrolsareconsiderable.
10.Thereisalwaysscientificdebatearoundthefactsregardingthereservesofnaturalresources.
A.True
B.False
C.Can’tAnswer
Answer:
A
11.Veryrarelyisthereconflictoverthedegreetowhichparticularenvironmental
controlsshouldbeaccepted.
A.True
B.False
C.Can’tAnswer
Answer:
B
12.Partieswithavestedinterestaremoreinfluencedbypoliticsthansciencewhendecidingwh
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