剑桥商务英语中级考试试题五Word文件下载.docx
- 文档编号:17252382
- 上传时间:2022-11-29
- 格式:DOCX
- 页数:34
- 大小:138.23KB
剑桥商务英语中级考试试题五Word文件下载.docx
《剑桥商务英语中级考试试题五Word文件下载.docx》由会员分享,可在线阅读,更多相关《剑桥商务英语中级考试试题五Word文件下载.docx(34页珍藏版)》请在冰豆网上搜索。
toensureasafe,soundandcompetitivenationalbankingsystemthatsupportsthecitizens,communities,andeconomyoftheUnitedStates.
C.Today,thefinancialinstitutionsofJapanarewellonthewaytoregainingrobusthealth.Therecoveryisgoingwellenoughthatthegovernmenthasremovedpartiallyoneofthemeasuresthathashelpedmaintainpublicconfidenceinthefinancialsystem—anunlimitedguaranteeonbankdeposits.Since1996,thegovernmenthasofferedanunlimitedguaranteeonbankdeposits--asupportforfinancialinstitutionswhichpermitteddepositorstoignorefundamentalquestionsabouttheviabilityandstabilityoftheirbanks.Evenmoreencouraginghasbeentheprogressthebankshavemadeinreducingtheirnon-performingloans.Theratioofbadloansinthelargestbankshasbeencutinhalf.
D.ThestabilityoftheGermanbankingsystemishistoricallybasedontheuniversalbankingapproach.Doingbusinessthroughdiversifiedbankinginstitutionsand/orbankgroupshashistoricallyallowedforriskmitigationovervariousbusinesslines.However,thedrivingforcesbehindthestructuralchangesareincreasinglyprovinguniversalbankingastoocumbersomeandcost-intensive.Thebankingindustryiscurrentlyintheprocessofmakingadjustmentstotheorganizationatstructureandstrategicpositioningofbankconglomerates,bankgroupsandstrategicallianceswithmoresignificantmeasurestofollow.Thebanksaremakingstrongeffortstofocusoncorebankactivities,touseexistingcapitalresourcesmoreefficiently,toclosedownretailbranches,andtobundleoroutsourceback-officefunctions.
Bankindustryisdevelopingundertheregulationofbankinglaws.
【正确答案】:
B
【本题分数】:
1.0分
【答案解析】
[题干题点]…developingundertheregulationofbankinglaws。
[对应线索]…supervisesnationalbanks…enforcesfederalbankinglaws.
[答案精解]题目意为:
银行业在银行法的规范与调控下不断发展。
只有B段提到了银行法,“TheOCC(OfficeoftheComptrolleroftheCurrency)supervisesnationalbanksandenforcesfederalbankinglaws。
”指出货币审计事务处对国家银行进行监管,并且执行联邦银行法。
其中,文中的supervisesnationalbanksandenforcesfederalbankinglaws,与题干中的undertheregulationofbankinglaws表意相近,故B为正确答案。
第2题
Traditionalbankingsystemwhichhascontributedtothestabilityoffinancialinstitutionsinhistorybecomesclumsyandcostlyinthiscountry.
D
[题干题点]Traditionalbankingsystem…stability…inhistorybecomesclumsyandcostly…
[对应线索]Thestability…historically…universalbankingapproach…universalbanking…toocumbersome…
历史上为该国金融体制的稳定做出贡献的传统银行系统变得臃肿且成本过高。
D段指出“ThestabilityoftheGermanbankingsystemishistoricallybasedontheuniversalbankingapproach...However,thedrivingforcesbehindthestructuralchangesareincreasinglyprovinguniversalbankingastoocumber-someandcost-intensive.”即:
历史上,德国银行系统的稳定取决于全能银行体制……但是,结构变动背后的推动力越来越证明,全能银行体制臃肿且成本过高。
其中,文中的stability…historically…universalbankingapproach和cumbersomeandcost-in-tensive”分别对应题干中的…Traditionalbanking…stabilityoffinancialinstitutions和clumsyandcostly,故D为正确答案。
第3题
Badloansareoneofthefactorswhichaffectpeople'
sconfidenceinbanks.
C
[题干题点]Badloan…affectpeople'
sconfidence…
[对应线索]maintainpublicconfidence…ratioofbadloans…cutinhalf
不良贷款是影响民众对银行业信心的因素之一。
C段指出“Therecoveryisgoingwellenoughthatthegovernmenthasremovedpartiallyoneofthemeasuresthathashelpedmaintainpublicconfidenceinthefinancialsystem--anunlimitedguaranteeonbankdeposits.”即:
(金融机构)的健康发展使得政府部分取消了帮助民众保持对金融系统信心的一项措施,即:
对银行存款提供无条件担保。
另外本段最后两句指出:
更让人振奋的是,银行在减少不良贷款方面已经取得了成绩。
最大的几家银行的不良贷款率已减少了一半。
从文中可推断出:
不良贷款是影响民众对于银行业信心的因素之一。
第4题
Banksinthiscountryaretakingpainstoincreasemarketshareandsavecosts.
A
[题干题点]…increasemarketshareandsavecosts.
[对应线索]…increasingorprotectingmarketshare…geeingcostsavings…
这个国家的银行业正努力增加市场份额并节约成本。
A段首先指出:
进入21世纪以来,英国的银行似乎正处于几十年来最为强盛的发展阶段。
进而指出:
“Consolidationandrestructuringhaveoccurredatarapidpace.Manymergersandacquisitionsareundertakenwiththeaimofincreasingorprotectingmarketshare,improvingshareholdervalue,gettingcostsavings,improvingeconomiesofscaleorgeneratingnewcross-sellingopportunities.”即:
兼并与重组迅速进行。
为了保持或增加市场份额,提高股东价值,节约成本,发展规模经济或为了产生新的交叉销售的机会,银行业进行了大规模的兼并与重组。
其中,文中的increasingorprotectingmarketshare…gettingcostsavings对应于题干中的increasemarketshareandsavecosts,故A为正确答案。
第5题
Supervisingtoolsforbanksinthiscountryhavechangedalotinthepastyears.
[题干题点]Supervisingtools…changed…
[对应线索]Thetoolshavechanged…
在过去的数年中,该国对银行业实施监管的工具有了很大改变。
B段首先指出,货币审计事务处监管国家银行,并且执行联邦银行法。
它对国家银行申请的特许证及并购申请实施管理,并对银行业和经济情况作基础调查研究。
进而指出,“Thetoolshavechanged,butfortheOCC,thebasicmissionremainsthesameasinthedaysofLincoln…”即:
虽然(监管)手段改变了,但其根本任务仍然与林肯时代相同……其中,文中的Thetoolshavechanged与题干中的Supervisingtools…changed…对应,故B为正确答案。
第6题
Thegovernmentinthiscountryhastriedhardtoregainpeople'
sconfidenceinitsbankingindustry.
[题干题点]Thegovernment…triedhardtoregainpeople'
[对应线索]…governmenthasremoved…measuresthathashelpedmaintainpublicconfidence...
该国政府努力重塑民众对银行业的信心。
提到有关民众信心的只有C段,此段指出:
日本金融机构现在正在恢复元气。
恢复的情况不错,所以政府部分取消了帮助民众对金融机构保持信心的一项措施——对银行存款提供无条件担保。
然后指出:
“Since1996,thegovernmenthasofferedanunlimitedguaranteeonbankdeposits--asupportforfinancialinstitutionswhichpermitteddepositorstoignorefundamentalquestionsabouttheviabilityandstabilityoftheirbanks.”即:
从1996年起,政府开始对银行存款提供无条件担保,这是支持金融机构的一项举措,使得存款人打消了对各银行的生存能力与稳定性等基本问题的顾虑。
根据文意可推断出日本政府曾努力提升民众对于本国银行业的信心,故判定C为正确答案。
第7题
Somebanksinthiscountryprovidedifferentkindsoffinancialserviceproductssuchassaving,lendingandinsurance,etc.
[题干题点]Somebanks…providedifferentkindsoffinancialservicessuchassaving,lendingandinsurance,etc.
[对应线索]…sixuniversalbanksofferingawiderangeoffinancialservices…lending,saving,insurance…
该国的一些银行提供各种各样的金融服务,如:
存款、贷款以及保险等。
A段指出“Britainnowhassixuniversalbanksofferingawiderangeoffinancialserviceproductsincludingcorporateandpersonallending,saving,insuranceandotherpersonalfinanceproducts.”即:
现在英国有6家全能银行,提供各种各样的金融服务,销售各种金融产品,其中包括公司及个人贷款、储蓄、保险和其他个人金融产品。
其中,文中的awiderangeoffinancialservices,corporateandpersonallending,saving,insurance与题干中的differentkindsoffinancialserviceproductssuchassaving,lendingandinsurance相对应,故A为正确答案。
二、中READING(PARTTWO)(共5小题,共5.0分)·
Readthistext.·
Choosethebestsentencebelowtofillineachofthegaps.·
Foreachgap1--5,markoneletterA--GonyourAnswerSheet.·
Donotmarkanylettertwice.
ProductionandtheCircularFlow
Economicsdealswiththeproduction,distribution,anduseofgoods,includingmaterialgoodsorcommoditiesandnonmaterialgoodsorservices.Agoodisafreegoodifthereissomuchofitthatpeoplecanhavealltheywantatazeroprice.Springwaterisanexample.(0)GCoffeeonthesupermarketshelfisanexample.Economicsdealsonlywithscarcegoods,sincefreegoodspresentnoproblemsofsupplyordistribution.
TheAmericaneconomyisusuallycalledaprivateenterpriseeconomy,oramarketeconomy.Governmentproducessomegoodpoliceandfireprotection,publiceducation,streetsandhighways.
(1)Weusethisterminabroadsense.Afarmisabusiness.Soistheofficeofadoctor,lawyer,orotherprofessionalpersons.Insteadofbusinesswecouldsayproducingunit,buttheformertermissimplerandmorefamiliar.
Inordertocarryonproduction,abusinessneedsinputs,alsocalledfactorsofproduction.
(2)Labourmeansanykindofphysicalormentaleffortexertedonproduction.Itincludestheworkofthecorporationexecutive,lawyer,orcollegeteacheraswellasthatofthefarmer,salesclerk,orplumber.
(3)Ineverydayspeechitisoftenusedtomeanasumofmoneyrepresentingtheassetsofacorporationoranindividual.Wesaythatacompanyhasacapitalof$200baconorthatapersonisworth$200,000.Suchsumsofmoneyareimportant;
butwhenthatiswhatwemean,weshouldbecarefultosayfinancialcapital.
Ineconomics,thetermcapitalusedalonemeansphysicalcapital,orinstrumentsorproduction.(4)Soisthebuilding,whichhousesthemachines.Soisanybuildingusedforproduction—adepartmentstore,anofficebuilding,ahotelRawmaterialsandsemi-finishedgoodsinthehandsofproducersarealsocapitals.
Thefactorsofproductionareownedbyindividuals.(5)Doesn'
ttheCoca-ColaCompanyowntheplantsandmachineryitoperates?
Yes,butwhoownsCoca-Cola?
Thecompany,andthusallofitsassets,belongstot
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 剑桥商务英语 中级 考试 试题