商业银行管理彼得S罗斯英文原书第8版英语试题库Chap005资料文档格式.docx
- 文档编号:16092224
- 上传时间:2022-11-19
- 格式:DOCX
- 页数:30
- 大小:23.64KB
商业银行管理彼得S罗斯英文原书第8版英语试题库Chap005资料文档格式.docx
《商业银行管理彼得S罗斯英文原书第8版英语试题库Chap005资料文档格式.docx》由会员分享,可在线阅读,更多相关《商业银行管理彼得S罗斯英文原书第8版英语试题库Chap005资料文档格式.docx(30页珍藏版)》请在冰豆网上搜索。
Answer:
nondepositborrowings
2.Theshorttermsecuritiesofthebank,includingT-Billsandcommercialpaper,areoftencalled__________________________becausetheyarethesecondlineofdefensetomeetdemandsforcash.
secondaryreserves
3.__________________________isanoncashexpenseonthebank'
sincomestatementwhichallowsthebanktoaccountforfuturebadloans.
Provisionforloanlosses
4.__________________________isthedifferencebetweeninterestincomeandinterestexpensesforafinancialinstitution.
Netinterestincome
5.__________________________aretheprimarylongtermliabilitiesofthebank.Theseliabilitiesarepaidonlyafterdepositshavebeenpaidintheeventofbankruptcy.
Subordinatednotesanddebentures
6.A(n)__________________________iswherethefinancialinstitutionagreestoguaranteerepaymentofacustomer'
sloanreceivedfromathirdparty.
standbycreditagreement
7.A(n)__________________________isashorttermcollateralizedloan.ThecollateralthatisusedgenerallyconsistsofT-Bills.
repurchaseagreement
8.A(n)__________________________isadepositaccountwhichpaysaninterestratecompetitivewithmoneymarketmutualfundsandwhichgenerallyhaslimitedcheckwritingability.
moneymarketdepositaccount
9._____________________isthesumofalloutstandingIOU'
sowedtothebankintheformofconsumer,realestate,commercialandagricultureloansaswellasothertypesofcreditextensions.
grossloans
10.Afinancialinstitutionoftenrecordsthevalueofitsassetsandliabilitiesat_______________whichistheoriginalorhistoricalcostoftheasset.
bookvalue
11.Theprincipaltypesof__________________________includefeeincome,incomefromfiduciaryactivitiesandserviceschargesondeposits.
noninterestincome
12.The__________________________showstheamountofrevenuesreceivedandexpensesincurredoveraspecifictimeperiod.
ReportofIncome(incomestatement)
13.The__________________________liststheassets,liabilitiesandequitycapitalheldbythebankonagivendate.
ReportofCondition(balancesheet)
14.______________islabeled"
AccountingforDerivativeInstrumentsandHedgingActivities."
FASB133
15.________________labeled“AccountingforDerivativeInstrumentsandHedgingActivities”anditsrecentamendments,FASB138,aredesignedtomakederivativesmorepubliclyvisibleoncorporatefinancialstatements.
FASB133
16.Under_____________banksmustaccountfortheexpectedlossofinterestincomeonnonperformingloanswhencalculatingtheirloan-lossprovision.
FASB114
17.Temporarilybuyingandsellingsecuritiesbyasecuritiesfirminathinlytradedmarketsoastoinfluencethepriceisknownas_________________.
paintingthetape
18.Theactivityofmanipulatingthefinancialstatementstoartificiallyenhancethebanksfinancialstrengthisknownas___________________.
windowdressingor‘creativeaccounting’
19.isdirectandindirectinvestmentinrealestate.Thesearepropertiesobtainedforcompensationsfornonperformingloans.
OtherRealEstateOwned(OREO)
20.consistsofinterestincomereceivedonloansfromcustomersthathasnotyetbeenearnedbythebankunderaccrualaccountingmethods.
Unearneddiscountincome
21.canbeheldbyindividualsandnonprofitinstitutions,bearinterestandpermitdraftsfrombeingwrittenagainsttheaccounttopaythirdparties.
Nowaccounts
22.Intheworldwidebankingsystem,representtransferabletimedepositsinavarietyofcurrenciesandareoftentheprincipalsourceofshorttermborrowsbybanks.
EurocurrencyBorrowings
23.OnepartofarisesfromfeeschargedforATMandPOStransactions.
OtherNoninterestIncome
24.Feesthatarisefromafinancialfirm’strustactivities,feesformanagingacorporations’interestanddividendpaymentsandfeesformanagingcorporateorindividualretirementplansareallincludedinthecategoryoffeesarisingfrom.
fiduciaryactivities
25.Checkingaccountmaintenancefeesandoverdraftfeesareincludedinthenoninterestincomeaccountunder.
servicechargesondepositaccounts
True/FalseQuestions
TF26.Onabank'
sincomestatement(ReportofIncome)depositcostsarefinancialinputs.
True
TF27.Loansandleasesarefinancialoutputsonafinancialinsti
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 商业银行 管理 彼得 罗斯 英文 原书第 英语 试题库 Chap005 资料
![提示](https://static.bdocx.com/images/bang_tan.gif)