中国金融集成电路IC卡借记贷记规范v2安全部分Word格式.docx

中国金融集成电路IC卡借记贷记规范v2安全部分Word格式.docx

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中国金融集成电路（IC）卡

借记/贷记规范第四部分：

安全规范

中国金融集成电路（IC）卡标准修订工作组

二零零四年九月

目次

1.2.3.4.5.6.

引言.......................................................................................................................................................1范围.......................................................................................................................................................1参考资料................................................................................................................................................1定义.......................................................................................................................................................1缩略语和符号........................................................................................................................................4脱机数据认证........................................................................................................................................6

密钥和证书....................................................................................................................................76.1.1认证中心...................................................................................................................................76.1.2公开密钥对................................................................................................................................76.2

静态数据认证（SDA）.................................................................................................................86.2.1密钥和证书..............................................................................................................................116.2.2认证中心公钥获取...................................................................................................................136.2.3发卡行公钥获取.......................................................................................................................136.2.4签名的静态应用数据验证........................................................................................................146.3

动态数据认证（DDA）...............................................................................................................156.3.1密钥和证书..............................................................................................................................186.3.2认证中心公钥的获取...............................................................................................................206.3.3发卡行公钥的获取...................................................................................................................206.3.4IC卡公钥的获取......................................................................................................................226.3.5标准动态数据认证...................................................................................................................236.3.6复合动态数据认证/应用密文生成（CDA）..................................................................................257.

应用密文和发卡行认证........................................................................................................................30

应用密文产生..............................................................................................................................307.1.1数据源选择..............................................................................................................................307.1.2应用密文算法..........................................................................................................................317.27.38.8.18.2

发卡行认证..................................................................................................................................31密钥管理.....................................................................................................................................31报文格式.....................................................................................................................................32报文完整性及其验证...................................................................................................................32

7.1

6.1

安全报文..............................................................................................................................................31

8.2.1命令数据域..............................................................................................................................328.2.2MAC过程密钥分散..................................................................................................................328.2.3MAC的计算............................................................................................................................328.3

报文私密性..................................................................................................................................328.3.1命令数据域...................